National Bank for Agriculture and Rural Development

Model Bankable Projects

Animal Husbandry

Fodder Development

SCHEME FOR PRODUCTION OF PERENNIAL LUCERNE
i.	PROBLEM	:	SHORTAGE OF GREEN FODDER AND HIGH COST OF MILK
			PRODUCTION
ii.	OBJECTIVES	:	TO PROVIDE FINANCIAL ASSISTANCE FOR
			CULTIVATION OF PERENNIAL LUCERNE (RAJKA) BY
			THE INDIVIDUAL FARMERS FOR HIS DAIRY UNIT OR
			SALE TO OTHER NEEDY FARMERS IN THE AREA.
iii.	UNIT SIZE	:	1 ACRE OR MULTIPLES THEREOF
iv.	ITEMS OF INVESTMENT	:	* LAND PREPARATION
			* SEED
			* FERTILIZER
			* IRRIGATION
v.	UNIT COST & LOAN	:	RS.10000 ACRE AND RS.9000 ACRE.
vi.	MARGIN MONEY	:	AS PER NORMS
vii.	ECONOMICS	:	FORAGE YIELD 500-700 QUINTALS/YEAR
			EXPENDITURE AS MENTIONED ABOVE IN THE FIRST YEAR
			AND THERE AFTER FERTILISER IRRIGATION EXPENDITURE
			ONLY
viii.	REPAYMENT PERIOD	:	3 YEARS WITH NO GRACE PERIOD
ix.	IMPLEMENTATION	:	IMPLEMENTED IN RAJASTHAN. ALL NORTHERN AND
			WESTERN STATES HAVE POTENTIAL FOR THIS SCHEME.

SCHEME ON SILVIPASTORAL PROJECTS

i.	PROBLEM	SHORTAGE OF GREEN FODDER
		NON UTILISATION OF DEGRADED AND WASTE LANDS
ii.	OBJECTIVE	TO INCREASE THE OVERALL FORAGE AND TREE CROP
		PRODUCTIVITY OF THE DEGRADED GRASSLANDS AND WASTE
		LANDS IN THE SEMIARID AREAS BY INTERPLANTING FAST
		GROWING FODDER CUM FUEL TREES AND SHRUBS IN
		ASSOCIATION WITH PASTURE GRASSES AND LEGUMES.
iii.	ITEMS OF	* FENCING
	INVESTMENT	* LAND DEVELOPMENT
		* SEED/SEEDLINGS
		* FERTILIZER
		* PESTICIDES
iv.	FODDER TREES	PROSOPIS JULIFLORA	FODDER SHRUBS	20-25 Q/HA
	AND GRASS	PROSOPIS CINERARIA	FODDER SHRUBS	-DO-
	SPECIES	CENCHRUS CILIARIS	GRASS	-DO-
		CENCHRUS CITIGERNS	GRASS
		LECURUS INDICUS	FUEL TREE	40 Q/HA
		GRASSES : TREES		80:20
v.	UNIT SIZE	5 HA OR MULTIPLES THEREOF

vi.	UNIT COST/BANK	MODEL	TYPE OF FENCING	UNIT COST	LOAN
	LOAN			(Rs.)	(Rs.)
		MODEL I	IRON ANGLES +	17710	15053
			BARBED WIRE
		MODEL II	DITCH	19710	16754
		MODEL III	STONE WALL	20960	17816
		MODEL IV	STONE POLES +	16610	14118
			BARBED WIRE
vii.	MARGIN MONEY	AS PER NORMS
viii.	ECONOMICS	EXPENDITURE	INCOME
		- FERTILISERS	- GRASS
		- IRRIGATION	- SEED
		- WEEDING	- TREELOPPING
		- HARVESTING OF	- WOOD TWIGS ( 7TH YEAR )
		GRASS	- WOOD AFTER FELLING THE
			TREES (12TH YEAR )
ix.	REPAYMENT PERIOD	12 YEARS WITH FIRST 3 YEARS AS GRACE PERIOD
x.	IMPLEMENTATION	ALL STATES HAVE POTENTIAL BECAUSE OF THE AVAILABILITY
		OF DEGRADED AND WASTE LANDS.

SCHEME FOR PRODUCTION OF FODDER SEEDS

i.	PROBLEM	NONAVAILABILITY OF QUALITY FODDER SEEDS IS ONE
		OF THE MAJOR CONSTRAINTS IN THE DEVELOPMENT OF
		FODDER RESOURCES.
ii.	OBJECTIVE	MODEL I (MILK UNION)
		TO EXTEND FINANCIAL ASSISTNCE FOR CREATING
		INFRASTRUCTURE BY THE MILK UNION/FEDERATION OF
		DAIRY CORPORATION TO PRODUCE AND SUPPLY
		QUALITY SEED TO THE MILK PRODUCERS.
		MODEL II (FARMERS)
		TO PROVIDE FINANCIAL ASSISTANCE TO THE INDIVIDUAL
		BREEDERS WHO WILL PRODUCE THE CERTIFIED
		SEED AND SUPPLY TO THE NSC/SSC/MILK UNION FOR
		PROCESSING AND FURTHER SUPPLYING TO THE
		FARMERS.
iii.	ITEMS OF	MODEL I
	INVESTMENT	* FENCING
		* LAND DEVELOPMENT
		* IRRIGATION STRUCTURES
		* FARM BUILDINGS
		* FARM MACHINERY AND IMPLEMENTS
		* SEED PROCESSING MACHINERY
		* PURC HASE OF FOUNDATION SEED,
		* FERTILISERS, PESTICIDES, IRRIGATION CHARGES,
		MODEL II
		FOR PURCHASE OF IMPLEMENTS, FOUNDAT ION
		SEED, FERTILISERS, IRRIGATION AND
		INTERCULTURAL OPERATIONS.
iv.	UNIT SIZE	MODEL I 10 HA OR MORE
		MODEL II 1 ACRE OR MULTIPLES
		THEREOF
v.	UNIT COST	DEPENDS ON THE ITEMS OF INVESTMENT.
vi.	MARGIN MONEY	25% IN CASE OF MILK UNION/ FEDERATION/
		CORPORATION. 5-15% FOR FARMERS.
vii.	REPAYMENT PERIOD	6-7 YEARS
viii.	POTENTIAL	ALL STATES HAVE POTENTIAL FOR THIS SCHEME.

National Bank for Agriculture and Rural Development

Investment Credit
This is a long-term refinance facility, it is intended for Investment in agriculture and allied activities

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