Shri Gandhi was born in 1956, he has a Master’s Degree in Economics from the Annamalai University in Tamil Nadu. He also has post graduate level certificate in Management Information System from the American University, Washington DC, USA and in Capital Market from the City University of New York, New York, USA. He has taken special course on Mathematical Economics, Econometrics, Development Banking and Internal Economics from the American University and the George Washington University, Washington DC, USA. His technical education includes a certificate course in System Programming from the IBM Educati0n, Sydney, Australia and courses in ORACLE, Assembly Language, Networking etc.
Shri R. Gandhi is the Deputy Governor of the Reserve Bank of India since 03 April 2014. He has expertise and experience in varied fields which include, payment systems and information technology, financial markets (money, securities, forex and capital market) operations and regulation, currency operations and management, personnel and human resources management, industrial credit and internal banking. He had a three year secondment to the Securities and Exchange Board of India (SEBI). He also held charge as the Director of the Institute for Development and Research in Banking Technology (IDRBT), Hyderabad.