1. The Department of Agriculture, Cooperation & Farmers Welfare (DAC&FW), Government of India has decided to launch a special drive in campaign mode with an objective to saturate the farmers under the KCC Scheme.
2. In this context, the State Governments would be organizing camps village-wise or bank branch-wise to facilitate farmers in completing KCC application forms with supporting documents including land records and hand them over to respective Bank branches. We request Banks to extend all support to the State/District administration and field level development and revenue functionaries in this campaign.
3. Keeping in view the importance of the campaign to saturate farmers under KCC, the following may please be ensured:
a. State Level Bankers Committee (SLBC) Conveners and Lead District Managers of banks would be actively associating with the state/district administration and coordinate with various Banks in organizing the village-wise or bank branch-wise camps. The District Level Bankers Committee (DLBC) will decide the modalities of the camps and the date wise schedule, accordingly. Officials from the your bank and the affiliated PACS/LAMPS may actively associate during these camps.
b. In the branches, dedicated desks may be set up for providing appropriate guidance to the farmers, so as to ensure prompt processing and approvals.
c. All eligible farmers who have not been issued KCC but have an existing account with your bank, may please be issued KCC at the earliest. In case the eligible farmer does not have a bank account, then the same may be opened by the farmer in any branch as per his/her choice.
d. In all cases, it needs to be ensured that eligible farmers are issued KCCs within two weeks of the submission of completed application forms.
e. The Govt of India has advised all banks to waive the processing, documentation, inspection, ledger folio charges and all other service charges for KCC/crop loans upto Rs. three lakh, keeping in view the hardship and financial distress of small and marginal farmers. These directions may be followed while processing the applications for issue of KCC.
4. The timely issue of KCCs under this drive may be closely monitored at the level of a General Manager to be nominated as Nodal Officer.