Case Studies

sectors > Off Farm Sector
Weaving a Brighter Future
JAMMU & KASHMIR

THE INITIATIVE

  • in dependency on informal credit through JLGs

THE BENEFICIARIES

  • engaged in willow weaving industry, Kulgam district, Jammu & Kashmir

THE CHALLENGE

  • Willow weaving is the only means of livelihood of Shakzah families (Kangri weavers)
  • Marginal formal banking services in Kulgam

THE SOLUTION

  • JLGs of willow weaving were organised in the project area – the first such in the State
  • 5 groups were provided with loans of ` 50,000 each by the Elaqai Dehati Bank

THE IMPACT

  • Inspired by the initiative taken at Okai, 10 JLGs have been formed so far
  • Credit of Rs 7.5 Lakh from Elaqai Dehati Bank availed by 7 JLGs
  • Dawn of a brighter future for weaver families