The major categories funded under direct lending include:
• Crop loans above Rs. 3.00 lakh (above interest subvention limit)
• Working capital loans for non-farm sector activities
• Procurement operations through Primary Agricultural Credit Societies (PACS)
• Financing against pledge of sugar stock
C. Credit Facility for Federations (CFF)
CFF was launched with the objective of providing short-term loans to State Marketing /co-operative federations and corporations involved in procurement and marketing of Agricultural commodities and supply of agricultural inputs like fertilizers, pesticides etc.
Generally, CFF is extended for working capital loans (less than 18 months) towards procurement of agricultural and allied commodities, supply of agricultural inputs, supply chain management, value addition etc.
As on 31st March 2018, cumulative sanction under CFF stood at Rs. 46,063 crores and the cumulative disbursement stood at Rs. 58,609 crores.
The year-wise progress is given below: