48
Summary No-21
Profile of the Student:
Name: Yogita Sahu
Degree Programme:MBA
University / Institute: Shri Shankaracharya Institute of Prof. Mgmt & Tech, Raipur,
Chhattisgarh
Profile of the Mentor:
Name: Vijay Shanker
Designation: DGM
Department: BID / DSM / FPF / SPD / WIF / DPSP / Rajbhasha / Library
Name of Regional Office: Chhattisgarh (Raipur)
Objectives of the study:
1.
To study the banking habit among the people.
2.
To examine the awareness level of people about financial products and services.
3.
To identify the major sources of information about financial products and services.
4.
To identify the reason for opting for Public sector or Private sector banks.
5.
To analyze the current status of financial inclusion in Durg District.
6. To identify the issues and constraint of financial inclusion.
Sample State / Dist. / Blocks / Villages: Chhattisgarh; District : Durg; Block(s) :
Durg, Patan
& Dhamdha
Villages :
Nankatty & Patan
Sample size:
50
Research Methodology: The study was conducted based on two sets of data i.e. primary and secondary
data and which were compiled for analysis. Primary data used consisted of the sample data collected
from Durg district. The data was collected from branches of Commercial Bank, Co-operative Bank,
RRBs, PACS and direct interactions with clients of these institutions.
Major Findings:
A. Conduct of financial literacy programmes and use of financial literacy material:
1. Branches/FLCs conduct awareness programmes/workshops within a radius of 5 to 10 km of their
location. The FLCs/branches had Financial Literacy materials like pamphlets, handouts on deposit
/loan / other banking products and the same were distributed among the participants during the
camps.
2. Arrangements are made for opening accounts & providing other financial products such as GCC,
KCC, RuPay debit card etc. in the camps.
