66
Table 4.1: Time frame set by Branches to Convert all KCC to RuPay Cards
Particulars/ Parameter
No of
Branches Assam Bihar UP Punjab Maha Kar
No of Branches
(banks) covered
Comm.
Banks
24 (10)
4 (3)
4 (2)
4 (2)
4 (2)
4 (3)
4 (1)
RRBs 25 (11)
4 (1)
5 (2)
4 (2)
4 (2)
4 (2)
4 (2)
Coop
Banks
22 (11)
2 (1)
4 (2)
4 (2)
4 (2)
4 (2)
4 (2)
Total
71 (32)
10 (5) 13 (6) 12 (6) 12 (6) 12 (7) 12 (5)
No of branches
received instruc-
tions to issue
RuPay Cards
Comm.
Banks
24
4
4
4
4
4
4
RRBs
25
4
5
4
4
4
4
Coop
Banks
22
0
0
4
0
4
4
Total
59
8
9
12
8
12
12
No of branches
have fixed a time
frame to convert
all KCC to RuPay
Card
Comm.
Banks
10
2
2
4
0
0
2
RRBs
10
2
2
4
1
1
2
Coop
Banks
2
0
0
2
0
0
0
Total
22
4
0 10 1
1
4
Note: (i) Figures in parenthesis indicate the number of banks visited
4.26 Some branches (22) were optimistic to complete the task of issuing the RuPay
card by March 2017 depending upon the availability of cards at their end.
Prathama Bank (RRB) had set a target of issuing the card to all by June 2016.
Two branches (Harhua Branch -90% and Baragaon -100%) of Union Bank of
India in Varanasi district were the only branches out of total 71 visited in six
states which were near completion in issuance of KCC cards to the existing KCC
accounts. Further, two branches (Raipur Saadat & Haldaur) of Bijnore DCCB in
UP were the only cooperative branches out of the total 22 selected for the study
which had fixed a time frame of 30 June 2016 to convert all the existing/ old
KCC into RuPay cards. All other branches told that they would by completing the
issuance of RuPay card at the earliest possible subject to availability of cards at
their end.
Extent of Coverage under RuPay Cards
Bankers’ Perspective
4.27 The status of issuance of KCC RuPay cards as reported by sample bank branches
has been analyzed and presented in Table 4.2.
