About Us

OUR FINANCIALS AT GLANCE

Audited Financial Results for the year ended 31 March 2021.

(₹ in crore)

Sr. No Sources of Funds 2021 2020 Net accretion
1 Capital 15,080 14080 1000
2 Reserves & surplus 39,269 34,951 4,318
3 NRC (LTO) Fund 14,497 14,495 2
4 NRC (Stabilisation) Fund 1,597 1,595 2
5 Deposits (Tea/Coffee/Rubber) 64 61 3
6 Bonds & Debentures 1,95,882 1,39,752 56,130
7 Borrowings JNN Solar Mission  3 3 0
8 Foreign Currency Loan 960 1,052 -92
9 Commercial Paper 42,457 24,036 18,421
10 Statutory Liquidity Facility from Reserve Bank of India 24,567 0 24,567
11 CBLO 12,044 6,225 5,819
12 Certificate of Deposits 11,590 21,145 -9,555
13 Term Loan from Banks 26,435 7,000 19,435
14 Term Money Borowing 3,602 7,210 -3,608
15 Repo A/c 0 0 0
16 RIDF Deposits 1,36,227 1,30,442 5,785
17 STCRC Fund 44,644 44,787 -143
18 ST RRB Credit Refinance Fund 9,921 9,953 -32
19 Warehouse Infrastructute Fund 5,540 5,940 -400
20 Food Processing Fund 350 350 0
21 Long Term Rural Credit Fund 44,826 44,930 -104
22 Other Liabilities 18,386 15,600 2,786
23 Other Funds 9,857 8,468 1,389
  TOTAL 6,57,798 5,32,075 1,25,723

(₹ in crore)

Sr. No Uses of Funds 2021 2020 Net accretion
1 Cash and Bank Balances 4,408 11,997 -7,589
2 CBLO/Tri-party Repo 0 0 0
3 Investments in:      
i Government Securities 38,435 23,248 15,187
ii Other Approved Securities 0 0 0
iii Equity Shares 1,110 1,114 -4
iv Debentures and Bonds 1,475 2,246 -771
v Shareholding in Subsidiaries & JV 480 415 65
vi Others 3,295 5,865 -2,570
  Sub Total 44,795 32,888 11,907
4 Loans & Advances:      
i Production & Marketing Credit 1,06,372 68,693 37,679
ii Conversion Loans for Production Credit 15 92 -77
iii MT & LT Project Loans  1,98,800 1,65,980 32,820
iv Direct Refinance to DCCBs 4,567 3,026 1,541
v Loans under RIDF 1,32,724 1,25,647 7,077
vi Loans under Warehouse Infra Fund 5,155 5,165 -10
vii Long Term Non-Project Loans 59 63 -4
viii Loans under NIDA 17,999 11,751 6,248
ix Loans to Producers Organization Devt 38 83 -45
x Credit Facility to Federations 20,038 12,123 7,915
xi Loans under Food Processing Fund 293 279 14
xii Loans under Long Term Irrigation Fund 51,713 44,687 7,026
xiii PMAY - Gramin 48,819 28,819 20,000
xiv Spl Devt Debentures of SCARDBs* 710 1,118 -408
xv Other Loans (including JNNSM) 103 337 -234
xvi Loans under Micro-Irrigation Fund 1,827 0 1,827
xvii Loans under Fisheries and Aquaculture Infrastructure Development Fund 194 0 194
xix Swachh Bharat Mission - Gramin 12,298 12,298 0
xx Dairy Processing & Infrastructure Development Fund 956 1,010 -54
Green Climate Fund (GCF) 320 344 -24
  Sub Total 6,03,000 4,81,515 1,21,485
5 Fixed Assets 566 530 36
6 Other Assets 5,029 5,145 -116
  TOTAL 6,57,798 5,32,075 1,25,723

*amount subscribed to Special Development Debentures of State Cooperative Agriculture and Rural Development Banks (SCARDBs) which are in the nature of deemed advances