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(i)
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Particulars of its organisation, functions and duties
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Micro Credit Innovations Department
NABARD Head Office, Mumbai
Tel-022-26539244, Fax-022-26528141
Email: mcid@nabard.org
- Micro Credit Innovations Department (mCID) under NABARD designs appropriate products and
delivery channels to facilitate smoothening financial services to unreached segment through
SHG and JLGs.
- Providing expert opinion on various forums/committees constituted by GoI/RBI.
- Documenting best practices and bringing our publications including status of microfinance in
India for facilitating policy advocacy.
- Capacity Building/ Promotional grants for SHG/JLG/ conduct of Seminars, Workshops and
Colloquium under FIF.
- Studies and Publications
- MoU with RRBs for financing of JLGs.
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(ii)
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The powers and duties of its officers and employees
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In case of promotion for SHG-BLP, Chairman NABARD is the authority empowered to sanction
proposals under FIF. The
role of DHSC/ HOCLSC/ ROCHSC for proposals under FIF is recommendatory in nature. These
Committees will recommend the proposals under FIF for sanction by Chairman. MCID, HO will place
the proposals recommended by DHSC/ HOCLSC/ ROCHSC for the sanction by Chairman. The Committees
shall recommend the proposals for sanction by Chairman as per the delegation indicated below.
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Sl. No
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Items of Expenditure
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Delegation of powers for sanction of funds for supporting SHG-BLP
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1
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Promotion and Grant linkage of JLG
- Individual
Grant assistance for Promotion and
Credit Linkage of JLGs (per project
per agency)
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DHSC can recommend Any proposal beyond 1750
JLGs in case of A & N
lslands, Goa and all NER
States including Sikkim
but excluding Assam and
beyond 3500 JLGs in case
of remaining states.
HOCLSC/ ROCHSC can recommend upto 1750 JLGs in case of
A & N lslands, Goa and all
NER states including
Sikkim but excluding
Assam, and upto 3500
JLGs in case of remaining
states
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2
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Promotion and grant linkage of
SHG- Training and Capacity
Building, Orientation Meets,
Exposure Visits, Workshops,
Conferences, Seminars, studies,
Publicity and Campaign,
Miscellaneous Interventions (per
agency).
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DHSC recommends- Above Rs 25 lakh
HOCLSC/ ROCHSC recommends upto Rs 25 lakh
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3
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Promotion and grant linkage of SHG- Pilot Projects/ Training & Capacity building
for Training Establishments at BIRD (Lucknow, Kolkata, Mangaluru) and CRFIM (per
Project/per Agency)
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DHSC recommends- Above Rs 3 crore
HOCLSC recommends Upto Rs 3 crore
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4 |
Promotion and grant linkage of SHG-Grant assistance for Promotion and Credit
Linkage of SHGs (per project per agency)
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HOCLSC recommends- Above 1000 SHG
ROCHSC recommends - Upto 1,000 SHGs except upto 500 SHGs for NE
excluding Assam and A&N Islands and Goa
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5 |
MEDP/LEDP
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DHSC recommends - Above Rs 15 Lakh
HOCLSC/ROCHSC recommends Upto Rs 10 Lakh
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| (iii) |
Procedure followed in the decision making process, including channels of supervision and
accountability
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Policy: Policies on various schemes being implemented by mCID are formulated at
HO level based on the feedback received from field as well as from clients.
Implementation and Monitoring: Implementation and monitoring of the schemes is
done by both RO as well as MCID HO.
Financial transactions: All financial transactions are subject to
concurrent audit and RBI inspection.
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(iv)
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Norms set by it for the discharge of its functions
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Functions are discharged within the framework of rules and regulations of NABARD and as per the
guidelines received from GoI and RBI. Detailed circulars have been issued by the department and
based on the criteria/ parameters laid down in these instructions, the cases are scrutinized. Annual
targets as approved by Chairman have been allocated to Regional Offices, which are monitored and
reviewed periodically at Regional Office/Head Office level. Since these are RO wise/department wise
targets, ratings are based on same taking into consideration contingent factors.
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(v)
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Rules, regulations, instructions, manuals and records, held by it or under its control or used by
its employees for discharging its functions.
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Hard / Soft copies of circulars, guidelines are available in ROs/HO, as also in corporate website at
https://www.nabard.org/circulars.aspx?cid=504&id=24 as well as corporate
intranet which are accessed by staff for disposing of cases/ proposals.
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(vi)
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A statement of the categories of documents that are held by it or under its control
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Documents relating to sanction of project, acceptance of terms and conditions and grant release are
kept at HO/RO level as the case may be.
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(vii)
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Particulars of any arrangement that exists for consultation with or representation by the members of
the public in relation to the formulation of its policy or implementation thereof
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Seminars, Conferences and Workshops are being conducted regularly at various level for awareness
creation as well as getting policy inputs from various stakeholders.
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(viii)
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A directory of its officers and employees
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Directory of its Officers
and Employees
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(ix)
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The monthly remuneration received by each of its officers and employees, including the system of
compensation as provided in its regulations
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Click here
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(x)
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Budget allocated to each of its agency, indicating the particulars of all plans, proposed
expenditures and reports on disbursements made
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Budget is decided on annual basis. Bottoms up approach is followed in the setting up of
target/allocation of budget for ROs/ TEs and HO. It is aggregated at HO level and monitored on a
monthly basis.
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(xi)
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Manner of execution of subsidy programmes, including the amounts allocated and the details of
beneficiaries of such programmes
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Not applicable
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(xii)
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Particulars of recipients of concessions, permits or authorisations granted by the organisation
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SHGs, NGOs, Banks, Cooperatives, Federations, NGO-MFIs, Development Depts.
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(xiii)
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Details in respect of the information available to or held by it, reduced in an electronic form
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Various schemes of mCID, Circulars, statistics with regard to SHG/ JLG / disbursements etc. are
already available in the microfinance page of website at https://www.nabard.org/about-departments.aspx?id=5&cid=477
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(xiv)
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Particulars of facilities available to citizens for obtaining information, including the working
hours of a library or reading room, if maintained for public use
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As stated above, exhaustive information about mCID activities are available on our website.
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(xv)
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The names, designations and other particulars of the Public Information Officers
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Click here RTI
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(xvi)
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Such other information as may be prescribed and thereafter update these publications every year.
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Status of microfinance in India which is a yearly bilingual publication by the department.
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